In England, local authorities may conduct a financial assessment to determine if an individual is eligible for financial support with their care fees. This assessment takes into account various factors, including income, savings, and assets, which may include the value of your house.

However, the local authority are never able to force you to sell your home during your lfietime to pay for your care.

If you own a property and require long-term care, local authorities might consider including the value of your house as an asset when calculating your ability to pay for care. However, complex regulations and exemptions can apply, and there may be certain circumstances where the house is not counted as your asset as part of your financial assessment.

It is important to take advice ahead of or in the event of a move into residential care to ensure that any financial assessment has been properly calculated, and that the information you have been provided by the local authority about the options in relation to any house is in fact accurate. In our experience, it is often the case that the information provided is incomplete, or even inaccurate.